Market Outlook: The “Soft Landing” Under Stress
Liam Chiu2026-02-09T11:03:16+11:00The RBA’s move to 3.85% marks the first upward shift in the cash rate since late 2023, signaling a hawkish turn that caught some financial ...
RBA Rate Hikes, High-Conviction Suburbs, and the Dawn of the DTI Guardrail Era
Liam Chiu2026-02-04T12:38:51+11:00Rate Hikes Return in 2026 After a year of easing in 2025, the Reserve Bank of Australia surprised markets by lifting the cash rate on ...
Markets Eye RBA’s First Policy Decision of 2026
Liam Chiu2026-02-02T10:38:07+11:00As the Reserve Bank of Australia’s (RBA) first policy meeting of 2026 approaches, financial markets are increasingly focused on what the central bank’s next move ...
The Rise of “Complex-Prime”: Navigating Record Broker Dominance, SMSF Shifts, and the February DTI Guardrails
Liam Chiu2026-01-28T10:54:03+11:00As we navigate the final days of January 2026, the Australian mortgage market is entering a pivotal phase marked by new regulatory "guardrails" and a ...
Navigating the “Great Bank Tightening”: Why 2026 is the Year of the Broker
Liam Chiu2026-01-21T11:14:40+11:00If you’ve tried to secure an investment loan through a major bank branch this month, you may have noticed the door starting to close. As ...
mortgage brokers remain the most trusted experts for Australians seeking property finance
Liam Chiu2026-01-19T10:29:31+11:00The latest data for the September 2025 quarter confirms that mortgage brokers remain the preferred choice for the vast majority of Australian homebuyers. Record-Breaking Market ...
Market Update: Major Banks Retreat from Trust & Company Lending
Liam Chiu2026-01-14T11:32:10+11:00The Shift in Complex Lending Australia’s "Big Four" and major lenders are significantly tightening their criteria for mortgages involving trust and company structures. Driven by ...
Brokers are adapting to further changes after another major bank tightened its mortgage lending policies for company and trust-based borrowers
Liam Chiu2026-01-13T16:02:33+11:00On 8 January, Australia and New Zealand Banking Group (ANZ) joined the other major banks in tightening its mortgage lending rules for home loans taken ...
Expectations of interest rate cuts have faded as eight major banks announce increases to their loan rates.
Liam Chiu2025-12-10T13:19:14+11:00Borrowers holding out for another rate cut anytime soon may have to reconsider their expectations, as Australia’s banks appear to have already priced in where ...
Monetary Policy Steady Amid Rising Inflation Risks
Liam Chiu2025-12-10T12:07:58+11:00Board chose to keep the cash rate steady at 3.60 per cent. Inflation has dropped sharply from its 2022 peak, but has shown some renewed ...
