Home 2018-05-21T07:16:39+00:00

GET CASHBACK.

There is no out of pocket difference to you whether you process your loan through With Cashback, or directly with the bank. It’s the same loan, same bank, same features and with cashback.

Just 2 minutes

WHAT’S ON OFFER.

OWNER OCCUPIED

VariableP&I repayments
  • Min. borrowing:  $150,000
  • LVR:  95%
  • Upfront fees:  $100
  • Ongoing fees:  $0
  •    Internet banking
  •    Offset
  •    Redraw

OWNER OCCUPIED

Fixed 2 YearsP&I repayments
  • Min. borrowing:  $150,000
  • LVR:  90%
  • Upfront fees:  $0
  • Ongoing fees:  $395 p.a
  •    Internet banking
  •    Offset
  •    Redraw

INVESTMENT

VariableP&I repayments
  • Min. borrowing:  $150,000
  • LVR:  70%
  • Upfront fees:  $363
  • Ongoing fees:  $0
  •    Internet banking
  •    Offset
  •    Redraw

INVESTMENT

VariableI/O repayments
  • Min. borrowing:  $150,000
  • LVR:  80%
  • Upfront fees:  $0
  • Ongoing fees:  $345 p.a
  •    Internet banking
  •    Offset
  •    Redraw

OWNER OCCUPIED

ConstructionP&I repayments
  • Min. borrowing:  $150,000
  • LVR:  70%
  • Upfront fees:  $1,362
  • Ongoing fees:  $248
  •    Internet banking
  •    Offset
  •    Redraw

SIMPLE & CONVENIENT.

There is no out of pocket difference to you whether you process your loan through With Cashback, or directly with the bank. It’s the same loan, same bank, same features, with cashback.

Typically lenders would pay an upfront commission of 0.60% of your loan amount to a mortgage broker for signing you up. So for a $500,000 loan, this could be up to $3,000!

So instead of applying for your loan directly with the bank, or through a mortgage broker, you simply apply through us, With Cashback, and we’ll pass the commission money on to you. After all, it’s your money, and you deserve it!

WE PARTNER WITH MAJOR LENDERS.

Whether you’re purchasing your first home, re-mortgaging, or purchasing an investment property, with over 40 lenders on our panel, we are sure to find a great product to suit your specific needs.

Our Home Loans

WHAT PEOPLE ARE SAYING.

I just completed a refi of my home mortgage resulting in a significant reduction in my interest rate and monthly payment. The guys at With Cashback were extremely diligent and thorough throughout the entire process entailing a massive amount of documentation and information. At all times they kept me updated on the status of the process and treated my transaction as if it were their most important. Their thorough knowledge and expertise of the rules and underwriting process was instrumental to a smooth flowing transaction.It's great to work with people who promptly answer their phones when they ring and quickly respond to any voice-mail messages. It's also nice to be able to directly connect without navigating a litany of voice response menu layers. I highly recommend With Cashback to anyone who desires attentive and expert mortgage services.read more
Tina Pham
Tina Pham
07:39 12 Nov 17
We have used With Cashback on the last two home purchases we've made and intend to continue to use them in the future. Mark was very knowledgeable about my situation. He advised me on the best course of action to make sure I had a great experience. He is a very honest person who cares more about me as a client than making an extra dollar. His reputation actually means something to him so I found he always has my best interests in mind.read more
osman ofli
osman ofli
14:03 10 Nov 17
With Cashback has been absolutely amazing to work with. I have used them twice now to get loans on my investment properties and every time I have worked with them, it was so much easier than going to the bank branches. With Cashback always have someone that answers the phone and is able to answer my questions ASAP. I never had an issue with them and I will be working with them on my next project. Great rates and cash offerings to boot!read more
James Di Blasi
James Di Blasi
05:53 12 Nov 17
David devised a strategy for me to facilitate the purchase of my investment property. His strategy was one I hadn't previously considered and in contrast to other suggestions provided by another loan broker. It became clear to me that David was working in MY best interests rather than what would make him the most commission! I have obtained finance on several other occasions to purchase property, this experience was by far the most seamless and stress free. David was extremely prompt in answering all of my calls and correspondence, even whilst he was on holiday. Can't say enough about the service David and the team provided! On top of the hard work, they also gave me the cashback for the loan. Can’t rate With Cashback high enough!read more
Joshua Smith
Joshua Smith
10:32 09 Nov 17
Alex was incredible! I just finished with the purchase of my first home, and without Alex, it would not have happened as smoothly as it did. He was incredibly patient, informative, knowledgeable, easy to reach, responsive, and I will recommend him to anyone I know who needs a lender. I will use him again, no doubt. Thank you Alex!read more
Kathy Li
Kathy Li
10:53 30 Nov 17
I have been using the same broker for over 5 years and then needed to refinance. They were unable to structure our loans so I was on the hunt for a new broker who could help but many weren't able to. Someone on the forums then suggested With Cashback so I got into contact with Mark. I found the communication outstanding from start to finish and at no point did I find myself wondering where I was in the process. Mark took the time to meet after hours over Skype, discussed my options and actually listened to what I wanted. He had a great understanding of the real estate market and lending process which made everything so easy and seamless. Thank you Mark and the With Cashback team for helping me resolve my financing dilemma. They work really hard to get everything sorted out. On top of that, I will also be getting over 2k in cashback which is huge differentiator from other brokers I spoke with. So happy I came across this company - will definitely recommend to my family and friends.read more
Cecilia Tran
Cecilia Tran
02:47 04 May 18

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CONTACT US

  • Unit 213, 480 Collins Street
    Melbourne VIC 3000
  • 1300 685 008
  • info@withcashback.com.au