Loan applications must be submitted between 01 February 2019 and 31 March 2019 and settle by 31 May 2019, a $2,000* refinance rebate will be paid for every property that is refinanced to Bank Of Melbourne.

Eligibility Criteria:

  • Available on applications received by 30 September 2019. Must settle by 30 November 2019.
  • Cashback offer applicable for refinances from other lenders, excluding Westpac, St.George, Bank of Melbourne, BankSA and RAMS.
  • Available for Owner Occupier (Principal & Interest repayments only) and Residential Investment home loans (both Principal & Interest and Interest Only repayments).
  • Home loans under Advantage Package only. $395 annual package fee applies.
  • The loan amount on the single home loan application must be $250,000 or more.
  • Offer can be used in conjunction with the new purchase cashback, with maximum one new purchase cashback and one refinance cashback payable per main applicant (Applicant 1) and not available in conjunction with any other special offers.
  • Applicants must have a Bank of Melbourne transaction account linked to the home loan at the time of settlement. The Cashback will be paid into this account.
  • Applicants’ home loan repayments must be direct debited from this Bank of Melbourne transaction account.
  • The linked Bank of Melbourne transaction account must be kept open for at least 60 days after settlement to be eligible for the Cashback.
  • Offer available until 30 September 2019 and can be varied or withdrawn at any time.


  • Loans not on an Advantage Package.
  • Owner Occupier Interest Only loans.
  • Portfolio Loans.
  • Refinances of existing Westpac, St.George, BankSA, Bank of Melbourne and RAMS home loans.
  • Applications received outside of the campaign period.
  • Non-resident borrowers.
  • Applicants that use foreign income to meet serviceability.

With Cashback Contribution: