Expectations of interest rate cuts have faded as eight major banks announce increases to their loan rates.
Borrowers holding out for another rate cut anytime soon may have to reconsider their expectations, as Australia’s banks appear to have already priced in where the cash rate is heading — and the outlook isn’t promising. In recent weeks, several lenders have made pre-emptive moves by raising interest rates on a range of loan products, even before the RBA delivered its final cash rate decision of the year. In total, eight banks have increased rates on at least one owner-occupier fixed home loan over the past week. Only one lender has gone the other direction, trimming rates on certain variable loans ...
Monetary Policy Steady Amid Rising Inflation Risks
Board chose to keep the cash rate steady at 3.60 per cent. Inflation has dropped sharply from its 2022 peak, but has shown some renewed upward movement recently. The Board believes parts of the recent rise in underlying inflation are temporary, and there is still uncertainty about how much weight to place on the new monthly CPI figures. Even so, the data indicate a broader lift in inflation, some of which may persist and will need to be watched closely. Economic activity continues to improve. Private demand has strengthened, supported by both consumer spending and investment. Housing market activity and prices ...
Quarterly Statement by the Council of Financial Regulators – December 2025
The Council serves as the primary coordinating group for Australia’s financial regulatory agencies, with its core purpose being to uphold financial system stability and ensure regulation is both effective and efficient. It brings together APRA, ASIC, the Australian Treasury, and the Reserve Bank of Australia. Regulatory Reform Initiatives The Council reviewed the progress made on actions intended to strengthen competition, following the CFR Review of Small and Medium-Sized Banks. The ACCC also participated in these discussions. The Council acknowledged ongoing efforts, which include industry consultations and policy work aimed at increasing proportionality in regulatory requirements, reducing reporting obligations, and simplifying licensing ...
Surprise Towns Aussie Buyers Are Flocking To — Where Demand Is Booming
Title: Surprise Towns Aussie Buyers Are Flocking To — Where Demand Is Booming Description: Buyers are turning their eyes to unexpected towns across Australia as affordability, lifestyle, and regional growth become hot priorities. Discover which towns are thriving—and why they may be your next property move. Keywords: regional property boom, towns people moving to Australia, affordable towns 2025, property demand surge, unexpected real estate hotspots, Aussie homebuyers lifestyle shift, country towns rising, regional market trends Surprise Towns Aussie Buyers Are Flocking To — Where Demand Is Booming In recent months, Australia’s property demand has clearly started to shift. No longer are ...
Australia’s Most Mortgage-Stressed Suburbs Revealed — Are You at Risk?
Description: New data shows that mortgage stress is spreading far beyond major cities. Find out which suburbs are under most pressure, what’s causing it, and how homeowners can respond. Keywords: mortgage stress Australia, worst suburbs mortgage stress, outer metro growth corridors, financial pressure homeowners, credit risk suburbs, cost-of-living impact, property market risk, refinancing options, housing debt Australia Australia’s Most Mortgage-Stressed Suburbs Revealed — Are You at Risk? Mortgage stress is no longer limited to small pockets—it’s becoming a widespread issue. Rising interest rates, surging living expenses, and inflated home prices are pushing homeowners in many suburbs toward breaking point. These are ...
“I’ve failed over and over again in my life. And that is why I succeed.
“I’ve failed over and over again in my life. And that is why I succeed.
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